Your CPF, Decoded.
Stop guessing your retirement numbers. Calculate your exact CPF contributions, project your interest growth, and estimate your CPF LIFE payouts. Updated for 2026 rates.
Enter your details and click Calculate.
5 Calculators. Full CPF Picture.
Contribution · Interest · CPF LIFE · Retirement Sum · Tax Relief
Contribution Calculator
See exactly how much CPF is deducted from your salary each month — employer and employee portions, broken down by OA, SA, and MA.
Try it →CPF LIFE Payout Calculator
Enter your projected RA balance. See estimated monthly payouts under Standard, Escalating, and Basic plans.
Try it →Interest Calculator
Project how your CPF balances grow with 2.5% OA / 4% SA/MA interest rates, plus the extra 1% on your first $60,000.
Try it →Retirement Sum Calculator
See if you’re on track for the Full Retirement Sum at 55. Compare against BRS ($110,200), FRS ($220,400), and ERS ($440,800).
Try it →Tax Relief Calculator
Before you top up $8,000 to your SA, know it saves you $560–$1,760 in taxes — depending on your income bracket.
Try it →Your Data Never Leaves Your Browser
All calculations run in JavaScript on your device. We don't send your salary, age, or CPF balances to any server. You can verify this by turning off your internet — the calculators still work.
Frequently Asked Questions
You already know CPF is important.
The hard part is knowing if it's enough.
5 calculators. 30 seconds. Full picture. No sign-up. No cost. No data leaves your browser.